This is a program that covers the necessary costs for medical care within a Medical Institution, as well as the costs for treatment or surgery that do not require overnight stay or for incidents that are treated in outpatient clinics of Medical Institutions (only in proven emergency cases).
The Insured Person can freely choose the Medical Institution in Greece as well as abroad and coverage is provided in affiliated and non-affiliated Medical Institutions.
Possibility to choose the coverage that best suits the Insured's financial capabilities.
Option to combine additional coverage in the same Insurance Policy.
Bonjour Choice can be combined with the benefits of your social insurance fund and/or another Insurance Policy.
Your Insurance Policy is issued quickly and then delivered to you immediately by means of a simple and easy insurance process
Individuals up to 65 years old, who want integrated solutions to protect their health and / or the health of their family (spouse and children), in case of hospitalization.
Get your Ιnsurance Policy from any CNP ZOIS office or from one of our Insurance Agents.
Make sure you agree with the terms and that the covers offered satisfy your insurance needs.
It is of high importance and to your advantage to state all the information required in the Insurance Application.
You choose among the 21 combinations offered by the program, your Nursing Stay, as well as the fee (annual and not per case) of your contribution to the costs of hospitalization and after you submit an Insurance Application, an Insurance Policy is issued (if the application is approved).
The submission of the Insurance Application and the receipt of the Insurance Policy are carried through one of our Insurance Agents.
The premiums are paid once off on an annual basis. However, through the Insurance Application, the Insured has the option to choose the partial payment of the annual premiums (choosing between specific regular payment periods), with the percentage increase of the premiums set by the Company.
It is noted that if a deductible amount of less than or equal to € 3,000 is chosen, then it will not be applied to the estimation for the compensation of recognized expenses, which occured during hospitalization in a public health institution.
It is noted that the amounts are paid only in case the compensation expenses are not submitted to the Company, due to proven total coverage from another insurance carrier and without the deductible amount being implemented to the estimation of the compensation.
It is noted that the one-off payment is only made if a deductible amount of less than or equal to € 3,000 is chosen and provided that 24 consecutive months of insurance have elapsed since the date of issuance or reinstatement of the insurance.
When reaching the above limits, no other compensation is payed, for any other hospitalization due to the same cause or any complications thereof, whether this occurs in the same insurance year, or if it occurs in one of the following insurance years for which the insurance will be renewed.
One (1) year with with annual renewals
Seventieth (70th) Year.
The limit is not applied if the insurance is continuously and uninterruptedly renewed for ten (10) consecutive annual insurance periods, the last of which coincides with the 70th year of the Insured's age.
The premium is determined on an annual basis.
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The Company is exempted from its obligations if the Insured Person does not meet the conditions required.
For further details please refer to the Terms and Conditions in your Insurance Policy.