Bonjour Choice

PRODUCT CHARACTERISTICS

• Hospital Care Benefits
  • Maximum annual coverage limit: € 1.000.000 for hospitalization in Greece or in the European Union (€ 500,000 for hospitalization in other countries, including America and Canada)
  • Coverage Percentage of hospitalization costs in Greece & the EU: 100%
  • Coverage Percentage of hospitalization costs outside the EU: 80%
  • Deductible amount: € 400 or € 1,000 or € 1,500 or € 3,000 or € 5,000 or € 7,000 or € 10,000 per year

  It is noted that if a deductible amount of less than or equal to € 3,000 is chosen, then it will not be applied to the estimation for the compensation of recognized expenses, which occured during hospitalization in a public health institution.

  • Room and Board in Greece: A (Single room) or B (Double room) or C (Triple room).
  • Room and Board Abroad: Up to € 500 per night.
  • One day clinic coverage.
  • Coverage of Pre and After hospitalization Expenses, up to € 1,000 per year.
  • Surgical indemnity up to € 12,000, depending on the severity of the surgery or in the case of non-surgical incidents, Daily Nursing Allowance of €100 for up to 10 nights.

  It is noted that the amounts are paid only in case the compensation expenses are not submitted to the Company, due to proven total coverage from another insurance carrier and without the deductible amount being implemented to the estimation of the compensation.

  • Coverage of Chemotherapy, Radiotherapy or Radiotherapy costs.
  • Coverage of Plastic Breast Surgery due to mastectomy resulting from cancer, up to € 5,000 per year.
  • Coverage for private nurse with a maximum limit of thirty (30) days.
  • Lump sum payment of Childbirth Allowance of € 750, without implementing the deductible amount for the estimation of the compensation.

  It is noted that the one-off payment is only made if a deductible amount of less than or equal to € 3,000 is chosen and provided that 24 consecutive months of insurance have elapsed since the date of issuance or reinstatement of the insurance.

  • Ambulance Expenses Coverage in case hospitalization is needed, up to € 400 per year.
  • Congenital Diseases Coverage up to € 20,000, provided that twenty-four (24) months of continuous insurance have passed, and that the diseases were not diagnosed at the time of the issuance of the insurance policy.

  When reaching the above limits, no other compensation is payed, for any other hospitalization due to the same cause or any complications thereof, whether this occurs in the same insurance year, or if it occurs in one of the following insurance years for which the insurance will be renewed.

• Main Characteristics

  Insurance Duration

  One (1) year with with annual renewals

  Expiry Age

  Seventieth (70th) Year.

   

  The limit is not applied if the insurance is continuously and uninterruptedly renewed for ten (10) consecutive annual insurance periods, the last of which coincides with the 70th year of the Insured's age.

   

  Premium Adjustment

  The premium is determined on an annual basis.

   

  Affiliated Hospitals

  Find the full list here